Chapter 151: Crossing the Bright Moon Palace

The idea was good, but many problems still needed to be solved before it could be officially implemented.

For example, did similar organizations already exist within the current Myriad Immortals Alliance?

If he did this, would it infringe upon others' interests, leading to him being casually struck down by a powerful being?

After some investigation, Li Fan felt relieved.

Currently, there was no large-scale, organized lending activity within the Myriad Immortals Alliance.

Firstly, obtaining contribution points was difficult. It was already hard enough just to maintain one's own cultivation; how could there be any extra contribution points to lend to others?

Another very important reason was that it was easy to lend, but difficult to get it back.

The cultivation world was so vast, and cultivators had countless ways to conceal themselves. If one simply hid in some remote mountain range and went into seclusion for ten or five years, refusing to repay, what could be done?

Perhaps powerful cultivators could precisely locate them, but they likely prioritized their own cultivation and would disdain doing something that was both distracting and yielded little actual benefit.

However, while they were unwilling, Li Fan was very willing.

On his way back to Bright Moon Lake, Li Fan had already begun planning various future schemes in his mind.

Over twenty days later, Li Fan returned to Bright Moon Lake.

In over forty days, the underwater cave dwelling was almost complete. However, they were just outwardly splendid buildings; apart from the Myriad Immortals Array Flag, there were no other defensive measures.

For future prestige and safety considerations, Li Fan again spent a fortune, expending twenty thousand contribution points. Through the Heavenly Profound Mirror, he purchased a complete Kanling Illusion Wave Grand Array. This array was different from the previous Myriad Immortals Array Flag; once set up, it could not be moved again.

It was suitable for construction by water, and the grand array had functions such as concealment, protection, and enemy deterrence. When fully activated, it was said to be sufficient to withstand attacks from Nascent Soul Mid-stage cultivators.

Li Fan personally set it up. After the Kanling Illusion Wave Grand Array was successfully activated, looking at the light blue protective shield above the underwater cave dwelling, Li Fan felt much more at ease.

With the formal completion of the cave dwelling, a celebration was naturally indispensable. Everyone gathered at the entrance of the cave dwelling, looking at this building, which had taken dozens of days of effort; their faces were all filled with inexplicable excitement.

Li Fan looked at it and felt something was still missing. So, from the Heavenly Profound Minor Mirror, he purchased a jade plaque and two jade pillars. After they were properly placed, the Sea-Stabilizing Divine Sword flew out from his Dantian, and Li Fan wrote with a flourish.

On the left jade pillar, he inscribed the four large characters: "Compassion for Salvation."

On the right jade pillar, he inscribed the four large characters: "Relieving Suffering."

Finally, on the central jade plaque, he boldly wrote the three characters: "Bright Moon Palace."

Li Fan retracted his blue water sword, looked at his masterpiece, and nodded with satisfaction.

As for Su Xiaomei and the others, looking at Li Fan's inscription, they were all moved and lost in thought. Su Xiaomei's eyes sparkled with admiration, and Xiao Heng and Su Changyu were also captivated by the grandeur of these words, unable to control themselves.

"Compassion for Salvation, Relieving Suffering..." As the one who had spent the longest time in the cultivation world among them, Zhao Erbao understood the weight of these eight characters more deeply than the others. Thus, he became even more confused about Li Fan's cultivation level, and immediately dared not harbor any small intentions in his heart.

Leading everyone into the Bright Moon Palace, they began to tour the newly built cave dwelling. The Bright Moon Palace covered an area of five li in circumference. The main buildings were arranged in a semi-cross pattern. In the very center was the Bright Moon Hall, which was planned for discussions and entertaining guests. On the left and right sides were the residences of the others. A series of buildings behind the Bright Moon Hall were for storing the Heavenly Profound Mirror, housing and preserving ancient Dao-infused artifacts, Li Fan's seclusion chamber, and so on.

Currently, the Bright Moon Palace was still just an empty shell; there was no interior decoration, furniture, or anything similar. But in forty days, to have reached this stage, Li Fan was already very satisfied. Besides the effect of those five thousand contribution points, the Yin Yueting sisters from Heavenly Treasure Pavilion and Sun Zhang all put in a lot of effort. Especially Sun Zhang; the architectural layout of this Bright Moon Palace was meticulously designed by him.

After instructing everyone to complete the decoration of the Bright Moon Palace as quickly as possible in the coming period, Li Fan went to his seclusion chamber.

Since the completion of the Bright Moon Palace, his clone had been staying here, not in a daze, but deciphering the sealing array on the small black box that Zhang Zhiliang had given Li Fan. Perhaps because this clone had usurped some of He Zhenghao's talent in array formations, the deciphering process was much faster than Zhang Zhiliang had anticipated. Li Fan estimated that in another half a year or so, the seal could be lifted. As for what was inside, Li Fan was still quite eager.

In the following period, everyone at Bright Moon Palace remained very busy. While the vast Bright Moon Palace became increasingly furnished, tens of thousands of ancient Dao Origin artifacts were also safely transferred. At the same time, Li Fan quietly went by himself to Origin Dao City and began spreading news.

Gradually, many Qi Refinement cultivators in the Myriad Immortals Alliance learned that on the border of Origin Dao Province, there was an eight-hundred-li Bright Moon Lake. Within Bright Moon Lake was the Bright Moon Palace. For a tiny, insignificant cost, cultivators at the perfected Qi Refinement stage could borrow Foundation Establishment cultivation methods and wondrous items from the Bright Moon Palace to achieve Foundation Establishment early. After achieving Foundation Establishment, they could slowly repay the corresponding value in contribution points.

One must know that Foundation Establishment cultivators earn contribution points much faster than Qi Refinement cultivators. The thirty-six percent annual interest, compared to the benefits of achieving Foundation Establishment a few years earlier, was practically negligible.

This matter sounded too good, so much so that it clearly seemed like a scam. Therefore, most Qi Refinement cultivators merely dismissed it with a laugh. But as it spread widely, there were always one or two who took it to heart.

Three months later, at Bright Moon Palace, in the underground treasury behind the Bright Moon Hall.

Tens of thousands of ancient Dao-infused artifacts were neatly arranged. Li Fan was arranging arrays around these artifacts. Since the number of collected Dao-infused artifacts was still insufficient, he couldn't yet fully reproduce the complete Dao rhythm. Therefore, Li Fan thought of an array called "Seeing the Subtle to Know the Obvious." The sole purpose of this array was to amplify spiritual energy fluctuations, law rhythms, and so on, to a certain extent. Although there would be some distortion depending on the array master's skill, it was already enough for Li Fan to comprehend the "Overturning Sea Palm."

Just as Li Fan was focused on setting up the array, he faintly heard a voice coming from above Bright Moon Lake.

"Junior Chu Xingyang respectfully requests an audience with the seniors of Bright Moon Palace!"

"Junior Chu Xingyang respectfully requests an audience with the seniors of Bright Moon Palace!"

Several times in a row, it echoed continuously.

Li Fan smiled faintly. After all this time, the first customer had finally arrived. However, there was no need for him to appear in person. He had already made arrangements, quietly waiting for Chu Xingyang to make his entrance.

Above Bright Moon Lake, after Chu Xingyang shouted several times, he felt incredibly anxious. The appearance of this Bright Moon Palace was strange, as if it had suddenly popped up. Cultivators in Origin Dao Province knew very little about it. And those confident enough to lend Foundation Establishment wondrous items and cultivation methods without worrying about recovery issues must be a powerful force. Chu Xingyang was just a small perfected Qi Refinement cultivator, so coming to the entrance of such a powerful force and shouting loudly, he was naturally extremely terrified. Moreover, he still didn't know if the Bright Moon Palace lending cultivation methods was true or false.

But Chu Xingyang had no choice. He had to come here and try. If he continued as before, doing missions and accumulating contribution points, it would take at least another two or three years to successfully achieve Foundation Establishment.

Too long! There wasn't enough time!

Just thinking of his childhood sweetheart entangled with another man, an endless rage flared in Chu Xingyang's heart. Why? Wasn't it just because the other person was a Foundation Establishment cultivator, while he was just a small Qi Refinement cultivator? Three months later, the two would marry. He absolutely had to successfully achieve Foundation Establishment before then. Then, at the wedding, he would snatch her back!

Chu Xingyang thought bitterly.

Just as he was immersed in his beautiful fantasy of him and his childhood sweetheart soaring together, he suddenly discovered a figure quietly appearing behind him. Then, he was effortlessly grabbed and lifted up.

"Senior, spare my life! Senior, spare my life!" Chu Xingyang quickly shouted.

"Stop yelling! You're already quite old, how can you be such a coward!" The voice was crisp and childish.

Chu Xingyang looked closely and only then discovered that the one holding him was actually a little girl, only seven or eight years old, dressed in fiery red clothes! What frightened Chu Xingyang even more was that this little girl was actually at the Foundation Establishment stage of cultivation!

A seven or eight-year-old Foundation Establishment cultivator! At such a young age, she had already achieved Foundation Establishment. What would the cultivation levels of the other people in Bright Moon Palace be like? And the Bright Moon Palace Master, what kind of powerful cultivator would they be? No wonder they dared to lend Foundation Establishment wondrous items and cultivation methods, unafraid of not getting them back!

Chu Xingyang felt dizzy, and endless fear immediately surged in his heart. But then, he became incredibly expectant. It seemed that the matter of Bright Moon Palace lending cultivation methods was not a scam!

With a mix of emotions, Chu Xingyang was carried and brought into the lake. Passing through the blue shield, they arrived before the grand entrance of Bright Moon Palace. Chu Xingyang was once again deeply shocked.

Compassion for Salvation!Relieving Suffering!

What grandeur and broad-mindedness it must take to dare to write these eight large characters at the entrance! The more Chu Xingyang looked, the more he felt these eight characters were incredibly profound, as if they contained the Grand Dao leading to the heavens. His heart grew increasingly reverent towards the mysterious Bright Moon Palace Master.

Following the little girl... No, following the Foundation Establishment senior, Chu Xingyang bypassed the central hall and came to a small pavilion on the right. Inside the pavilion, two identical-looking women were seated in front. Their figures were graceful, and their skin was fairer than snow. Their beauty far surpassed that of his own childhood sweetheart!

Chu Xingyang couldn't help but stare blankly, completely lost in a daze. Only after receiving a slap from the young senior beside him did he snap out of it. Panicked, he quickly knelt down to apologize.

"I can't discern the cultivation of these two immortal ladies; they must be Golden Core cultivators. How could I have been momentarily captivated by beauty and lost my wits?"

"If I incur their displeasure, and they get angry..." Thinking of this, Chu Xingyang couldn't help but shiver.

Fortunately, these two immortal ladies did not blame him. Instead, they asked for his name and the reason he came to Bright Moon Palace to borrow cultivation methods. Chu Xingyang naturally confessed everything honestly.

After clarifying the whole story, the two immortal ladies vanished, disappearing to an unknown location. Only the young Foundation Establishment senior remained, glaring fiercely at him. Cold sweat streamed down Chu Xingyang's forehead; he dared not act rashly and could only wait patiently where he stood.

"Sister," Yin Yuzhen asked, tilting her head, "look at this person; he wants to borrow cultivation methods and wondrous items to snatch a bride. Isn't this what Senior called a high-risk client? Should we not grant his request and lend him the items?"

"You're wrong about this, little sister," Yin Yueting said. "Think about it, he chose to cause trouble on someone else's big day. Even if the bride-snatching fails, others would at most beat him up, not kill him. Moreover, this person is twenty-eight years old and has already reached perfected Qi Refinement. He can be considered a high-quality client as Senior described. And he's our Bright Moon Palace's first customer..."

"Mm, this business can be done," Yin Yueting concluded. "These are the wondrous items and cultivation methods he wants. Go get them from Senior."

Yin Yuzhen nodded, took the note her sister wrote, and scurried all the way to where Li Fan was in seclusion.

"I already know about this matter. Take the items." Before she could speak, a storage ring flew over. Yin Yuzhen stuck out her tongue and bowed towards the interior. Then she immediately returned without looking back.

"Little sister, can you divine whether lending this item will result in good or ill fortune?" Yin Yueting asked.

Holding the storage ring, Yin Yuzhen closed her eyes to sense. Her eyelashes trembled slightly, and after a moment, Yin Yuzhen's face lit up with joy: "Minor good fortune! Sister, we can lend it!"

Yin Yueting also breathed a sigh of relief, then, holding the storage ring, she walked out of the room obscured by the array and came before Chu Xingyang.

"Mid-grade Human Wondrous Item: Resentment Demise. Foundation Establishment Cultivation Method: Purple Shimmering Starlight."

"The two items you requested are both in this storage ring. They are worth a total of 9,500 contribution points. How do you choose to repay?"

Chu Xingyang looked at the storage ring in Yin Yueting's hand, and his eyes lit up. With the hope for the rest of his life resting entirely on this storage ring, Chu Xingyang gritted his teeth and said, "I choose to repay once a month and clear the debt within three years."

Yin Yueting nodded and took out a contract. "Come, sign this, and you can take this storage ring."

Chu Xingyang's face was flushed with excitement; he merely glanced casually at the contract and wrote his name on it.

"Remember to transfer the contribution points to me at this time every month. Otherwise, I will personally come to your door to collect. Understood!"

"Don't even think about escaping; though the cultivation world is vast, if you owe a debt to our Bright Moon Palace, there will be no place for you to hide!" Su Xiaomei, standing by, glared menacingly and said, staring at Chu Xingyang.

Chu Xingyang trembled, quickly nodded, and indicated that he understood.

After receiving the storage ring, Chu Xingyang was almost in tears of excitement. As he walked out of Bright Moon Palace, he bowed once more towards the two jade pillars at the entrance. Then, with a resolute expression, he flew away, going to find a safe place to achieve Foundation Establishment.

"Heh heh, my performance wasn't bad, right!" Su Xiaomei rubbed her small face and said, seeking praise, after seeing that the person was already gone. "But is what we're doing really reliable?" Su Xiaomei then asked, somewhat troubled. "This is 9,500 contribution points! Can we really get it back? What if this person suddenly dies midway?"